MeraRupya
India-first wealth planning

Give every rupee
a purpose.

Plan milestones, invest with clarity and make confident loan decisions — all in one private, simple financial cockpit.

Start your free plan
No sign-up to calculateMade for Indian finances100% browser-based

Smart Goal Planner

Turn a life goal into a practical monthly investment plan in under a minute.

Already know your numbers? →

Plan your dream home

Assumptions are transparent and can be adjusted anytime.

YOUR TARGET CORPUS IN 10 YEARS
₹ 89.54L
82
Required monthly SIP₹ 34,904
Monthly shortfall vs ₹25k₹ 9,904
Future value of current corpus₹ 7.88L
Goal healthStrong — keep going
AI-style insight: Your annual step-up has a big effect. Commit to growing your SIP when your income grows.

Financial calculators, made useful

Move the sliders and see exactly how each decision changes your money.

SIP calculator with annual step-up

See how a rising contribution compounds toward a larger corpus.

What if life gets better?

Stress-test your plan before making the commitment. Small changes can create a meaningful difference over time.

YOUR PROJECTED WEALTH₹ 1.26 Cr₹ 81L invested

Time in the market is doing the heavy lifting here.

Built to help you decide

Not just a collection of formulas — a planning companion for real decisions.

Goal Health Score

Instantly understand whether your present contribution is enough, and where to focus next.

Practical smart insights

Plain-English nudges turn complex calculations into clear next steps.

Transparent projections

Every projection explains its assumptions, so your decisions remain grounded in reality.

Common questions

Are these calculations guaranteed?

No. Investment returns and inflation assumptions are illustrative. Actual market returns can vary; use the results as a planning guide.

How does annual SIP step-up work?

Your monthly contribution increases by the selected percentage at the beginning of every investment year, reflecting potential salary growth.

What is an extra EMI in the loan calculator?

It is one additional regular EMI paid every year. It goes straight toward principal and can shorten your loan meaningfully.

Is my financial data stored?

No. Calculations run in your browser. This standalone tool does not send calculator inputs to a server.